Budgeting & Debt

So, you want to put a little time and attention into your financial life? The future of retirement is uncertain. The cost of living is …

We’ve mentioned a few times that we loosely follow the Dave Ramsey 7 Baby Steps. We say ‘loosely’ because living in the UK means we …

When sticking to a budget, our biggest priority after paying for fixed expenses is to contribute to a Sinking Fund. This is because sinking funds …

In this article, we’re going to discuss how Air Miles work and how you can start collecting these, so you’re able to enjoy cheaper air …

Having a good credit score is essential to increase your chances of banks lending you money. No one wants to go through the application process …

If you’ve encountered any unwarranted bank fees or overdraft charges, you should probably try to notify your bank to either come to an agreement or …

In simple terms, an interest rate verifies the cost of borrowing the money from a lender, whereas an annual percentage rate (APR) gives you a …

Debt consolidations were created to combine numerous debts into one, with preferably a lower interest rate. Being able to consolidate will help you pay your …

Although applying for a loan should just be finding the cheapest option out there, this isn’t’ the case. Getting the lowest interest rate is a …