If you’ve encountered any unwarranted bank fees or overdraft charges, you should probably try to notify your bank to either come to an agreement or …
How To Claim Back Bank Charges
Budgeting & Debt
What Is Cashback And How Can You Claim It?
An advertisement we’ve probably all seen before, and that’s cashback. Cashback is definitely the most used and recognisable promotional mechanism we have in society. It …
Borrowing Money: Interest Rate & APR Explained
In simple terms, an interest rate verifies the cost of borrowing the money from a lender, whereas an annual percentage rate (APR) gives you a …
Can I Consolidate My Debt If I Have Bad Credit?
Debt consolidations were created to combine numerous debts into one, with preferably a lower interest rate. Being able to consolidate will help you pay your …
Secured and Unsecured Loans Explained
Although applying for a loan should just be finding the cheapest option out there, this isn’t’ the case. Getting the lowest interest rate is a …
Things To Know Before Getting A Credit Card
It’s no secret that people often have mixed feelings about credit cards. This has also been made apparent from a recent study carried out by …
How To Stop Spending When Paying Off Debt
According to a recent survey carried out by The Money Charity, 8.9 million people borrowed more money due to Coronavirus. They also found that the …
The Best Financial Advice To Live By
The best financial advice that I follow and live by is a basic list, composed of eight key points. I have learned these little advice …
11 Ways to Stay Motivated While You Get Debt Free
When you realise just how bad your debt might be, you can do one of three things: 1. Hang your head low, 2. Try to …
Top 3 Ways To Track Your Spending
Whilst I was at university living on a low income from student loans and temp jobs, I learned the all-important lesson of monitoring your outgoings. …