An advertisement we’ve probably all seen before, and that’s cashback. Cashback is definitely the most used and recognisable promotional mechanism we have in society. It …
What Is Cashback And How Can You Claim It?
Budgeting & Debt
Borrowing Money: Interest Rate & APR Explained
In simple terms, an interest rate verifies the cost of borrowing the money from a lender, whereas an annual percentage rate (APR) gives you a …
Can I Consolidate My Debt If I Have Bad Credit?
Debt consolidations were created to combine numerous debts into one, with preferably a lower interest rate. Being able to consolidate will help you pay your …
Secured and Unsecured Loans Explained
Although applying for a loan should just be finding the cheapest option out there, this isn’t’ the case. Getting the lowest interest rate is a …
Things To Know Before Getting A Credit Card
It’s no secret that people often have mixed feelings about credit cards. This has also been made apparent from a recent study carried out by …
How To Stop Spending When Paying Off Debt
According to a recent survey carried out by The Money Charity, 8.9 million people borrowed more money due to Coronavirus. They also found that the …
The Best Financial Advice To Live By
The best financial advice that I follow and live by is a basic list, composed of eight key points. I have learned these little advice …
11 Ways to Stay Motivated While You Get Debt Free
When you realise just how bad your debt might be, you can do one of three things: 1. Hang your head low, 2. Try to …
Top 3 Ways To Track Your Spending
Whilst I was at university living on a low income from student loans and temp jobs, I learned the all-important lesson of monitoring your outgoings. …
How to write a budget
Money has metaphorical wings. One moment you can have it and the very next second it can fly away without any prior notification. To understand …