Sharne and James of Smarter Finances

This site is run by Sharne and James, a couple based in South East England.

We have both picked up many money management and saving tips from being students and travelling, so much so that we managed to save a large deposit and buy our first home on the outskirts of London at the age of 23!

We have, therefore, created this website with the sole aim of sharing our first hand experiences, guidance, and help to anyone seeking useful information on any and all financial related queries.

Media Appearances:

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All the information that you read on this website is provided for informational purposes only. It is not professional or financial advice. If you are seeking this type of information, we strongly suggest you seek financial advice from a qualified professional/ company. makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.