Being able to manage your finances is an essential part of life, but with so much information available, it can feel a little overwhelming. From …
When Do Soft Credit Checks Happen?
Budgeting & Debt
How To Set Financial Goals For Your Future
So, you want to put a little time and attention into your financial life? The future of retirement is uncertain. The cost of living is …
What Are The Dave Ramsey Baby Steps In The UK?
We’ve mentioned a few times that we loosely follow the Dave Ramsey 7 Baby Steps. We say ‘loosely’ because living in the UK means we …
What Is A Sinking Fund?
When sticking to a budget, our biggest priority after paying for fixed expenses is to contribute to a Sinking Fund. This is because sinking funds …
How Airmiles Work?
In this article, we’re going to discuss how Air Miles work and how you can start collecting these, so you’re able to enjoy cheaper air …
How To Improve Your Credit Score
Having a good credit score is essential to increase your chances of banks lending you money. No one wants to go through the application process …
How To Reclaim Bank Charges
If you’ve encountered any unwarranted bank fees or overdraft charges, you should probably try to notify your bank to either come to an agreement or …
What Is Cashback And How Can You Claim It?
An advertisement we’ve probably all seen before, and that’s cashback. Cashback is definitely the most used and recognisable promotional mechanism we have in society. It …
Interest Rate & APR Explained
In simple terms, an interest rate verifies the cost of borrowing the money from a lender, whereas an annual percentage rate (APR) gives you a …
Can I Consolidate My Debt If I Have Bad Credit?
Debt consolidations were created to combine numerous debts into one, with preferably a lower interest rate. Being able to consolidate will help you pay your …